Nevada follows the federal CARD Act baseline. Casino comp cards and gaming credits have separate treatment under Nevada gaming law.
Federal context
Under the federal Credit CARD Act of 2009 and its implementing Regulation E (12 CFR 1005.20), gift certificates and most general-use and store gift cards sold in the United States must remain valid for at least five years from the date of issuance or last load. Federal law also restricts dormancy, inactivity, and service fees: a fee can generally be charged only if the card has been inactive for at least 12 months, the fee is disclosed, and no more than one fee is charged per month. State laws may add stronger consumer protections on top of this federal floor.
For a deeper federal explainer, see our CARD Act overview.
Expiration rules in Nevada
Nevada follows the federal five-year minimum.
Dormancy and service fees in Nevada
Federal CARD Act limits apply.
Cash redemption for small balances
No state-mandated requirement.
Disclosure requirements
Federal Regulation E disclosures apply.
Unclaimed property and escheatment
Nevada's unclaimed property statute may apply. Casino comp cards and gaming credits are governed by separate Nevada gaming regulations and are outside the scope of this guide.
Enforcement and penalties
The Nevada Attorney General's Bureau of Consumer Protection enforces state rules.
Recent updates
No material state-level changes in the last 24 months for non-gaming gift cards.
Last reviewed: May 24, 2026. Statutes change. Verify the current text of the cited statute before acting on this summary.
Nevada compliance checklist
A short operational checklist for selling gift certificates in Nevada. Adapt with counsel before publishing your final policy.
- Set expiration to five years or none.
- Disclose fees at sale.
- If you operate a gaming property, consult Nevada gaming counsel for comp card programs.
- Maintain redemption records.
Frequently asked questions about Nevada gift card law
Are casino comp dollars considered gift cards in Nevada?
Casino comp credits and gaming chips are governed by separate Nevada gaming regulations and are not within the scope of standard gift certificate law.
Related legal basics
- Do Gift Certificates Expire? — A practical overview of federal and state rules on gift certificate expiration, written in plain English.